**Finly** is an AI-powered personal finance intelligence server for Claude and MCP-enabled assistants. Connect your finances to ask real-time financial questions, log expenses naturally, forecast cashflow, and receive proactive budget insights. ### ✨ Key Capabilities & Tools - 💳 **Expense Management**: Log, query, and automatically categorize transactions via natural language. - 🛡️ **Safe-to-Spend Engine**: Instantly calculate your daily and monthly safe-to-spend limits before making purchase decisions. - 📊 **Smart Budgets & Spend Velocity**: Track budget health, detect overspending pace early, and set adaptive limits. - 🔮 **Cashflow & Impact Simulations**: Simulate large purchases to see their exact impact on future savings and month-end balances. - 🎯 **Goals & Debt Payoff**: Track progress toward active savings goals and calculate accelerated debt payoff timelines. - 👥 **Bill Splitting & Lending**: Manage loans, split shared household bills, and track IOUs seamlessly. - 📅 **